If you choose not to sign up for Medicare Part B but then decide to do so later, your coverage could be delayed. The 1st day of the month after you sign up. The month you reach age 65, or 1 to 3 months after you reach age 65 The following chart shows when your Medicare Part B becomes effective in 2023: If you enroll in this month of your IEP If you sign up during the month you turn 65 or during the last 3 months of your IEP, your coverage starts the 1st day of the month after you sign up. If you accept the automatic enrollment in Medicare Part B or if you sign up during the first 3 months of your IEP, your coverage will start the month you’re first eligible. If you’re eligible at age 65, your Initial Enrollment Period (IEP) begins 3 months before your 65th birthday, includes the month you turn age 65, and ends 3 months after that birthday. Because you must pay a premium for Part B coverage, you can opt out of that coverage. With our online application, you can sign up for Medicare Part A and Part B. Should I Sign Up For Part B (Medical Insurance)? To learn more, read Medicare Premiums: Rules For Higher-Income Beneficiaries. Some beneficiaries with higher incomes will pay a higher monthly Part B premium. You can sign up for Medicare Part B (medical insurance) by paying a monthly premium.
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Most people age 65 or older are eligible for free Medicare Part A (hospital insurance) if they have worked and paid Medicare taxes long enough.
The program helps with the cost of health care, but it does not cover all medical expenses or the cost of most long-term care. Certain people younger than age 65 can qualify for Medicare too, including those with disabilities and those who have permanent kidney failure. Medicare is our country's health insurance program for people age 65 or older. Should I Sign Up For Part B (Medical Insurance)?.
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